Coast Capital Mortgage - a Division of Private Money Bancorp Inc. - Local Mortgage Service in Florida & California

At Coast Capital Mortgage, a division of Private Money Bancorp Inc., we take pride in providing personalized mortgage solutions tailored to meet the diverse needs of our clients. With a wide range of loan options available—including FHA, VA, Jumbo, and Conventional loans—we understand that every financial situation is unique. Our goal is to help you find the financing solution that best aligns with your individual circumstances and long-term goals.

In addition to purchase loans, we specialize in refinancing programs designed to help homeowners secure more favorable loan terms. Whether you are considering an FHA Streamline refinance to simplify your existing loan or a VA Cash-Out refinance to access your home’s equity, we offer a broad selection of refinancing solutions. Our experienced team is here to guide you through each step of the process, ensuring you make informed decisions that support your financial future.

Beyond traditional mortgage products, Coast Capital Mortgage offers specialized programs to meet the needs of a wide range of borrowers. We understand that self-employed individuals often face unique challenges, which is why we provide flexible options such as Bank Statement Loans and Profit & Loss (P&L) Loans. Whether you are a first-time homebuyer or an experienced investor, we are committed to helping you navigate today’s real estate market with confidence.

For clients focused on real estate investing, we offer a variety of Investor Loan options, including DSCR (Debt Service Coverage Ratio) loans, Fix-and-Flip financing, and Commercial Loans. These programs are designed to support portfolio growth while providing the flexibility and efficiency investors need. We take pride in being a one-stop mortgage resource, ensuring every financing opportunity is explored.

We also believe accessibility is essential in home financing. That is why we offer Down Payment Assistance programs and 100% financing options to help more individuals achieve the dream of homeownership. Regardless of your financial background, our mission is to make homeownership attainable through expert guidance and comprehensive support.

At Coast Capital Mortgage, a division of Private Money Bancorp Inc., we are here to answer your questions and simplify the mortgage process. We know that navigating loan options can feel overwhelming, but our knowledgeable and approachable team is ready to assist you every step of the way. Whether you are exploring Hometown Heroes Loans, ITIN Loans, Hard Money Loans, or other specialized programs, we are committed to helping you feel confident, informed, and empowered throughout your financial journey.